Fast, transparent, and affordable micro-loans for small businesses, agriculture, housing, and personal growth. Your trust is our foundation.
Flexible loan solutions with competitive interest rates and simple repayment structures tailored for every segment of society.
Fuel your small business growth — working capital, inventory, shop renovations, and equipment upgrades.
Realise your dream home with our low-cost housing finance for construction, purchase, renovation, and repairs.
Dedicated credit for Self-Help Groups — empowering women entrepreneurs with group lending and financial literacy.
Medical emergencies, education, weddings, or any personal need — instant approval with minimal paperwork.
Invest in your child's future with affordable education loans for vocational courses, professional degrees, and skill development.
From application to disbursement — our streamlined process ensures you receive funds quickly without unnecessary hassle.
Fill the simple application form online or walk into any of our 3+ branches. Our team guides you through every step.
Provide basic KYC (Aadhaar, PAN), income proof, and bank statements. We require minimal paperwork to get started.
Our loan officer conducts a field or virtual verification within 24 hours. No long queues. No unnecessary delays.
Funds are transferred directly to your bank account within 48 hours of approval. Start using your loan immediately.
Transparent Pricing: No hidden charges, no pre-payment penalties on most products.
Flexible Repayment: Choose weekly, fortnightly, or monthly repayment cycles to suit your cash flow.
Group & Individual Loans: Whether you're an individual or part of a SHG/JLG, we have solutions for you.
Financial Literacy: Free workshops and one-on-one sessions to help you manage money better.
Credit Building: Our loans are reported to credit bureaus, helping you build a strong CIBIL score.
Real stories from real customers who turned their aspirations into achievements with Prashansha Finance.
Prashansha Finance agriculture loan helped me buy a new tractor and expand my farm from 2 to 6 acres. The process was so simple — approval in one day, money in account next morning!
I started my tailoring shop with a ₹80,000 business loan from Prashansha Finance. Today I employ 4 women in my neighbourhood. Their team was supportive throughout.
Our SHG of 15 women got a group loan of ₹10 lakh. We set up a small food processing unit. Prashansha finance literacy sessions also taught us how to save and invest wisely.
Our loan officers are available at your nearest branch or just a call away. Apply online and get a callback within 2 hours.
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